here are the best budgeting apps for PCs in 2024 Hey there my name is saad and today we talk about the Best Budget App For PC and budgeting and money-saving tips for you and your family each year I share a blog with the best budgeting apps originally, I tested out about 30 but over time they make changes and new things come out now in 2024 mint has shut down so I want to show you some Alternatives I’m just sharing the best options with an overview of how they work so without wasting time let’s start.
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Honeydue
Now Free and Feature-Packed for Budgeting Couples
Honeydue is now entirely free, waving goodbye to paywalls that might dampen your financial journey. Tailored for couples and partners, it offers seamless expense management, automatic categorization, and monthly limit setting. Let’s explore the hive of features buzzing in Best Budget App For Pc.
Automatic Expense Categorization
Simplify your financial tracking with automatic expense categorization. No more manual sorting; Honeydue streamlines the process, making budgeting a breeze.
Monthly Limits and Financial Goals
Set monthly limits and align your financial goals with ease. Own a clear vision of where you stand and where you aspire to be each month.
Bill Reminders and Flexibility
Stay ahead of late fees with bill reminders. Toggle reminders for one person or both, giving you the flexibility to manage your financial responsibilities efficiently.
in-app chat for Clear Communication
Avoid scattered budget discussions. The in-app chat feature centralizes your conversations, eliminating the need to sift through text messages.
Unified Account Tracking
Track all your accounts in one central place. Whether individual or joint, Honeydue, recognized as one of the Best Budget Apps for PC, ensures a unified approach to your financial overview.
App-Only Convenience
Honeydue remains exclusively an app, with no desktop version available. Consider your tracking preferences – perfect for those who prefer on-the-go financial management.
Past-Focused Financial Analysis
Honeydue excels in comprehending past financial activities. While not a crystal ball for the future, it delivers valuable insights into your spending history.
Empower
The Best Budget App for PC is completely free to use. A 360-degree perspective of your finances is provided via the cash flow tracker that is included. With this feature, you can connect all your banks and keep track of your overall net worth, a point we’ll discuss shortly. In addition, the app differs from the previous edition in that it provides an interest-earning account.
This account allows you to set various saving goals for better monitoring of your financial progress. The app ensures real-time updates, keeping all information current. It also boasts a built-in AI assistant that answers questions and guides you through budget tracking. It also has a wealth management function that we covered previously, which makes it easier to track your net worth by entering your assets and liabilities. Notably, for users with a net worth of $100K or higher, there are additional features available.
This complete approach enables you to not just concentrate on your budget but also assess your overall financial situation.
Qubemoney
Qube Money, one of the Best Budget Apps for PC, is pretty much live in the know. So, you’re going to have real-time Cube balances, which effectively means you’re going to be able to see your budgets happening in real time. This is not looking back at the last month or even just planning for the future; this is in real-time, and you utilize your money. So, it’s effectively an envelope system for the 21st century, all digitized for you. Now, the Best Budget App for PC holds you accountable for your budget. So that way, if you are going over, it’ll pause your ability to spend.
Unless you choose to actively override that, you can also do custom budget plans, so you can have an idea of, like, home improvements or dining out, and that amount can fluctuate every single month. Now, this is great for families; you can have kids get a debit card as well, so something to keep in mind. It easily controls your subscriptions, so if you have Netflix or other subscriptions, you can easily put a pause on those, which makes it very simple for you to go through and make sure you’re not overspending on certain areas.
You do have to open up an account with Qube when it comes to going through this process, and the bank they utilize is FDIC-insured, so your money is protected. A debit card is also included.. They do have a basic, premium, and family plan as well. The basic plan is entirely free; the Premium plan right now is $8 a month as of this recording, and then the family plan is $15 a month, and you can have up to five members, and that’s where the kid debit card also does come into play. Now.
Quicken
Quicken enables you to track multiple saving goals. and you can synchronize your financial institution to connect everything from multiple banks. allowing for a comprehensive overview of your finances. You can personalize your budget based on your income and your bills. and there’s an income tracker to monitor various income sources, including side hustles like Uber driving or Airbnb hosting. It curates all incoming income in addition to tracking expenses. The app also features projected cash flows, providing insight into whether you’re ahead of your budget. You can receive real-time spending alerts, reports, and tools to manage your spending. Additionally, you have the option to share your finances with a partner. Simplify is available at $3.99 a month as of this recording, or you can opt for a 20% discount with an annual subscription.
Monarch
Monarch enables you to connect with multiple financial institutions, streamlining the process for those with accounts across various banks. Transaction rules allow you to apply specific criteria to different budget categories, enhancing ease of management. The platform offers flexible budgeting tools, rollovers, and visual aids such as diagrams and charts, catering to visual learners for a more intuitive understanding. Collaboration features permit interaction with partners or advisors. Monarch also includes an investment tracking feature, allowing users to focus on achieving specific investment goals. The platform comprehensively tracks various financial goals, including trips or down payments. Customization options for the dashboard and charts provide flexibility, and the platform ensures Bank-level security for all connected accounts.
Monarch Pricing Plans and Discounts
As of this recording, Monarch is available for $4.99 per month or $14.99 per month if you opt for the full year, with a current discount of up to 45%. Keep in mind that many services offer a free trial period, typically a month, allowing you to explore the features before deciding on the annual or monthly subscription cost.
YNAB
Now, using YNAB, the Best Budget App for PC, you can easily connect your bank accounts to keep them regularly updated. It functions flawlessly offline as well as on your PC, and phone, This smart financial tool ensures everything stays in sync. Moreover, you can control your finances together with others by sharing subscriptions with your partner, and family up to six people in total.
Flexible Customization
You have the freedom to customize endlessly, tweaking your bills and frequencies in different sections as you wish. Splitting transactions is a breeze, allowing you to categorize that $100 spent at one location under two different categories. And if you’re an iPhone user, take advantage of widgets in easy setup mode for real-time updates.
Setting up tracking goals is a fantastic feature, and the Best Budget App for PC also provides a loan calculator to help you tackle any outstanding debts. Gain insights into your spending and net worth with comprehensive reports. YNAB stands out by offering a holistic view, focusing not just on your budget but also on your overall net worth, making it a versatile financial management tool.
Rest assured, YNAB prioritizes your security with bank-grade measures. Unlike tracking past transactions, YNAB is designed to assist you in planning for future financial decisions, a crucial aspect of effective budgeting. The pricing is straightforward – $14.99 per month or $100 per year. College students can enjoy a whole year for free by using their college email, while others can sign up for a generous 34-day free trial.”
Ideal for Goal-Setting
The Greatest App for Monitoring Net Worth is Empower Personal DashboardTM.
Envelope budgeting works best with Goodbudget.
For Passive Saving, Oportun (previously Digit) is the Best.
The Greatest Spending Tracker is PocketGuard.
For automated investing, stash works best.
A free budgeting and spending monitoring tool called Homeasy is intended to make managing your money easier and more flexible. To set it up, just a few easy steps are needed.
Google Workspace Marketplace’s Budget Tracker. Google Sheets allows you to create and manage budgets. includes tools for tracking your annual expenses. You may use Google Sheets as a budgeting tool with this free add-on.
Excel offers a variety of free and premium budgeting templates to help you stay organized and on track while creating a household budget. Budgeting can be intimidating and difficult at first.
Because Mint employs bank-grade security, your typing when connecting your financial accounts is completely hidden from it.